Friday, July 13, 2012

The Truth About Obamacare, Part IV: Queen Kathleen

Kathleen Sebelius is now the Queen of HHS, not the Secretary.  Just read this brief excerpt from part 2 of the PPACA.


PART 2—CONSUMER CHOICES AND INSUR- 
ANCE COMPETITION THROUGH HEALTH 
BENEFIT EXCHANGES 
SEC. 1311 ø42 U.S.C. 13031¿. AFFORDABLE CHOICES OF HEALTH BEN- 
EFIT PLANS. 
(a) ASSISTANCETOSTATES TOESTABLISHAMERICANHEALTH 
BENEFITEXCHANGES.— 
(1) PLANNINGANDESTABLISHMENT GRANTS.—There shall 
be appropriated to the Secretary, out of any moneys in the 
Treasury not otherwise appropriated, an amount necessary to 
enable the Secretary to make awards, not later than 1 year 
after the date of enactment of this Act, to States in the amount 
specified in paragraph (2) for the uses described in paragraph 
(3). 
(2) AMOUNTSPECIFIED.—For each fiscal year, the Secretary 
shall determine the total amount that the Secretary will make 
available to each State for grants under this subsection. 
(3) USEOFFUNDS.—A State shall use amounts awarded 
under this subsection for activities (including planning activi- 
ties) related to establishing an American Health Benefit Ex- 
change, as described in subsection (b). 
(4) RENEWABILITYOFGRANT.— 
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June 9, 2010 
70 
Sec. 1311 PPACA (Consolidated) 
(A) INGENERAL.—Subject to subsection (d)(4), the Sec- 
retary may renew a grant awarded under paragraph (1) if 
the State recipient of such grant— 
(i) is making progress, as determined by the Sec- 
retary, toward— 
(I) establishing an Exchange; and 
(II) implementing the reforms described in 
subtitles A and C (and the amendments made by 
such subtitles); and 
(ii) is meeting such other benchmarks as the Sec- 
retary may establish. 
(B) LIMITATION.—No grant shall be awarded under 
this subsection after January 1, 2015. 
(5) TECHNICALASSISTANCETOFACILITATEPARTICIPATIONIN 
SHOP EXCHANGES.—The Secretary shall provide technical as- 
sistance to States to facilitate the participation of qualified 
small businesses in such States in SHOP Exchanges. 
(b) AMERICANHEALTHBENEFITEXCHANGES.— 
(1) INGENERAL.—Each State shall, not later than January 
1, 2014, establish an American Health Benefit Exchange (re- 
ferred to in this title as an ‘‘Exchange’’) for the State that— 
(A) facilitates the purchase of qualified health plans; 
(B) provides for the establishment of a Small Business 
Health Options Program (in this title referred to as a 
‘‘SHOP Exchange’’) that is designed to assist qualified em- 
ployers in the State who are small employers in facili- 
tating the enrollment of their employees in qualified 
health plans offered in the small group market in the 
State; and 
(C) meets the requirements of subsection (d). 
(2) MERGEROFINDIVIDUALANDSHOPEXCHANGES.—A State 
may elect to provide only one Exchange in the State for pro- 
viding both Exchange and SHOP Exchange services to both 
qualified individuals and qualified small employers, but only if 
the Exchange has adequate resources to assist such individuals 
and employers. 
(c) RESPONSIBILITIESOFTHESECRETARY.— 
(1) INGENERAL.—The Secretary shall, by regulation, estab- 
lish criteria for the certification of health plans as qualified 
health plans. Such criteria shall require that, to be certified, 
a plan shall, at a minimum— 
(A) meet marketing requirements, and not employ 
marketing practices or benefit designs that have the effect 
of discouraging the enrollment in such plan by individuals 
with significant health needs; 
(B) ensure a sufficient choice of providers (in a manner 
consistent with applicable network adequacy provisions 
under section 2702(c) of the Public Health Service Act), 
and provide information to enrollees and prospective en- 
rollees on the availability of in-network and out-of-network 
providers; 
(C) include within health insurance plan networks 
those essential community providers, where available, that 
serve predominately low-income, medically-underserved in- 
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June 9, 2010 
71 Sec. 1311 
PPACA (Consolidated) 
dividuals, such as health care providers defined in section 
340B(a)(4) of the Public Health Service Act and providers 
described in section 1927(c)(1)(D)(i)(IV) of the Social Secu- 
rity Act as set forth by section 221 of Public Law 111–8, 
except that nothing in this subparagraph shall be con- 
strued to require any health plan to provide coverage for 
any specific medical procedure; 
(D)(i) be accredited with respect to local performance 
on clinical quality measures such as the Healthcare Effec- 
tiveness Data and Information Set, patient experience rat- 
ings on a standardized Consumer Assessment of 
Healthcare Providers and Systems survey, as well as con- 
sumer access, utilization management, quality assurance, 
provider credentialing, complaints and appeals, network 
adequacy and access, and patient information programs by 
any entity recognized by the Secretary for the accredita- 
tion of health insurance issuers or plans (so long as any 
such entity has transparent and rigorous methodological 
and scoring criteria); or 
(ii) receive such accreditation within a period estab- 
lished by an Exchange for such accreditation that is appli- 
cable to all qualified health plans; 
(E) implement a quality improvement strategy de- 
scribed in subsection (g)(1); 
(F) utilize a uniform enrollment form that qualified in- 
dividuals and qualified employers may use (either elec- 
tronically or on paper) in enrolling in qualified health 
plans offered through such Exchange, and that takes into 
account criteria that the National Association of Insurance 
Commissioners develops and submits to the Secretary; 
(G) utilize the standard format established for pre- 
senting health benefits plan options; 
(H) provide information to enrollees and prospective 
enrollees, and to each Exchange in which the plan is of- 
fered, on any quality measures for health plan perform- 
ance endorsed under section 399JJ of the Public Health 
Service Act, as applicable; and 
(I) report to the Secretary at least annually and in 
such manner as the Secretary shall require, pediatric qual- 
ity reporting measures consistent with the pediatric qual- 
ity reporting measures established under section 1139A of 
the Social Security Act. øAs added by section 10203(a)¿ 
(2) RULEOFCONSTRUCTION.—Nothing in paragraph (1)(C) 
shall be construed to require a qualified health plan to contract 
with a provider described in such paragraph if such provider 
refuses to accept the generally applicable payment rates of 
such plan. 
(3) RATINGSYSTEM.—The Secretary shall develop a rating 
system that would rate qualified health plans offered through 
an Exchange in each benefits level on the basis of the relative 
quality and price. The Exchange shall include the quality rat- 
ing in the information provided to individuals and employers 
through the Internet portal established under paragraph (4). 

Wednesday, July 11, 2012

The Truth About Obamacare, Part III: The Twelve Monkeys


Q:  If you have 12 monkeys, each typing 60 words/minute, how long would it take for them to write Obamacare?

A:  9 hours and 50 minutes.*




*Based on an estimated 425,116 words in the PPACA

Tuesday, July 10, 2012

The Truth About Obamacare, Part 2: Freedom to Choose

Did you know that the Patient Protection and Affordable Care Act includes Free Choice Vouchers?  I thought the democrats were against vouchers.  Then again they are in favor of "free choice" when it comes to terminating a pregnancy.  I do not think this is about abortion, though.  For the life of me, I can not tell what it is about.  Maybe you can.  If so, then YOU are Smarter Than Congress.
This excerpt is from pages 835-838 of the PPACA (oh, and by the way, judging from the number of typos and misspellings, not only did no one ever read this, they never proofread it either):


SEC. 10108. FREE CHOICE VOUCHERS. 
(a) IN GENERAL.—An offering employer shall provide free 
choice vouchers to each qualified employee of such employer. 
(b) OFFERING EMPLOYER.—For purposes of this section, the 
term ‘‘offering employer’’ means any employer who— 
(1) offers minimum essential coverage to its employees 
consisting of coverage through an eligible employer-sponsored 
plan; and 
(2) pays any portion of the costs of such plan. 
(c) QUALIFIEDEMPLOYEE.—For purposes of this section— 
(1) INGENERAL.—The term ‘‘qualified employee’’ means, 
with respect to any plan year of an offering employer, any em- 
ployee— 
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June 9, 2010 
836 
Sec. 10108 PPACA (Consolidated) 
(A) whose required contribution (as determined under 
section 5000A(e)(1)(B)) for minimum essential coverage 
through an eligible employer-sponsored plan— 
(i) exceeds 8 percent of such employee’s household 
income for the taxable year described in section 
1412(b)(1)(B) which ends with or within in the plan 
year; and 
(ii) does not exceed 9.8 percent of such employee’s 
household income for such taxable year; 
(B) whose household income for such taxable year is 
not greater than 400 percent of the poverty line for a fam- 
ily of the size involved; and 
(C) who does not participate in a health plan offered 
by the offering employer. 
(2) INDEXING.—In the case of any calendar year beginning 
after 2014, the Secretary shall adjust the 8 percent under 
paragraph (1)(A)(i) and 9.8 percent under paragraph (1)(A)(ii) 
for the calendar year to reflect the rate of premium growth be- 
tween the preceding calendar year and 2013 over the rate of 
income growth for such period. 
(d) FREECHOICEVOUCHER.— 
(1) AMOUNT.— 
(A) IN GENERAL.—The amount of any free choice 
voucher provided under subsection (a) shall be equal to the 
monthly portion of the cost of the eligible employer-spon- 
sored plan which would have been paid by the employer if 
the employee were covered under the plan with respect to 
which the employer pays the largest portion of the cost of 
the plan. Such amount shall be equal to the amount the 
employer would pay for an employee with self-only cov- 
erage unless such employee elects family coverage (in 
which case such amount shall be the amount the employer 
would pay for family coverage). 
(B) DETERMINATIONOFCOST.—The cost of any health 
plan shall be determined under the rules similar to the 
rules of section 2204 of the Public Health Service Act, ex- 
cept that such amount shall be adjusted for age and cat- 
egory of enrollment in accordance with regulations estab- 
lished by the Secretary. 
(2) USE OF VOUCHERS.—An Exchange shall credit the 
amount of any free choice voucher provided under subsection 
(a) to the monthly premium of any qualified health plan in the 
Exchange in which the qualified employee is enrolled and the 
offering employer shall pay any amounts so credited to the Ex- 
change. 
(3) PAYMENTOFEXCESS AMOUNTS.—If the amount of the 
free choice voucher exceeds the amount of the premium of the 
qualified health plan in which the qualified employee is en- 
rolled for such month, such excess shall be paid to the em- 
ployee. 
(e) OTHERDEFINITIONS.—Any term used in this section which 
is also used in section 5000A of the Internal Revenue Code of 1986 
shall have the meaning given such term under such section 5000A. 
(f) EXCLUSIONFROMINCOMEFOREMPLOYEE.— 
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June 9, 2010 
837 Sec. 10108 
PPACA (Consolidated) 
(1) INGENERAL.—Part III of subchapter B of chapter 1 of 
the Internal Revenue Code of 1986 is amended by inserting 
after section 139C the following new section: 
‘‘SEC. 139D. FREE CHOICE VOUCHERS. 
‘‘Gross income shall not include the amount of any free choice 
voucher provided by an employer under section 10108 of the Pa- 
tient Protection and Affordable Care Act to the extent that the 
amount of such voucher does not exceed the amount paid for a 
qualified health plan (as defined in section 1301 of such Act) by the 
taxpayer.’’. 
(2) CLERICALAMENDMENT.—The table of sections for part 
III of subchapter B of chapter 1 of such Code is amended by 
inserting after the item relating to section 139C the following 
new item: 
‘‘Sec. 139D. Free choice vouchers.’’. 
(3) EFFECTIVEDATE.—The amendments made by this sub- 
section shall apply to vouchers provided after December 31, 
2013. 
(g) DEDUCTIONALLOWEDTOEMPLOYER.— 
(1) INGENERAL.—Section 162(a) of the Internal Revenue 
Code of 1986 is amended by adding at the end the following 
new sentence: ‘‘For purposes of paragraph (1), the amount of 
a free choice voucher provided under section 10108 of the Pa- 
tient Protection and Affordable Care Act shall be treated as an 
amount for compensation for personal services actually ren- 
dered.’’. 
(2) EFFECTIVEDATE.—The amendments made by this sub- 
section shall apply to vouchers provided after December 31, 
2013. 
(h) VOUCHERTAKENINTOACCOUNTINDETERMININGPREMIUM 
CREDIT.— 
(1) øAdded a subparagraph (D) to section 36(c)(2) of the 
IRC, added by section 1401¿ 
(2) EFFECTIVEDATE.—The amendment made by this sub- 
section shall apply to taxable years beginning after December 
31, 2013. 
(i) COORDINATIONWITHEMPLOYERRESPONSIBILITIES.— 
(1) SHAREDRESPONSIBILITYPENALTY.— 
(A) øAdded a paragraph (3) to section 4980H(c) of the 
IRC, added by section 1513¿ 
(B) EFFECTIVEDATE.—The amendment made by this 
paragraph shall apply to months beginning after December 
31, 2013. 
(2) øAmended section 18B(a)(3) of FLSA, added by section 
1512¿ 
(j) EMPLOYERREPORTING.— 
(1) øAmended section 6056(a) of the IRC, added by section 
1514¿ 
(2) øReplaced subsection (f) of section 6056 of the IRC, 
added by section 1514¿ 
(3) øMade miscellaneous conforming amendments to sec- 
tions 6056 and 6724(d) of the IRC, added by section 1514, as 
well as a table of sections amendment¿ 
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June 9, 2010 
838 
Sec. 10109 PPACA (Consolidated) 
(4) EFFECTIVEDATE.—The amendments made by this sub- 
section shall apply to periods beginning after December 31, 
2013. 
SEC

Monday, July 9, 2012

The Truth About Obamacare

This excerpt  from the Patient Protection and Affordable Care Act explains the so-called individual mandate.  If you can read it, then YOU are SMARTER than Congress.  If you can read it and understand it, the you are smarter than ANYBODY.  If you can read it and stay awake, you are probably taking ritalin.   And for you liberals:  are you sure you like this law?


‘SEC. 5000A. REQUIREMENT TO MAINTAIN MINIMUM ESSENTIAL COV- 
ERAGE. 
‘‘(a) REQUIREMENT TO MAINTAIN MINIMUMESSENTIAL COV- 
ERAGE.—An applicable individual shall for each month beginning 
after 2013 ensure that the individual, and any dependent of the in- 
dividual who is an applicable individual, is covered under min- 
imum essential coverage for such month. 
‘‘(b) SHAREDRESPONSIBILITYPAYMENT.— 
‘‘(1) INGENERAL.—øReplaced by section 10106(b)¿ If a tax- 
payer who is an applicable individual, or an applicable indi- 
vidual for whom the taxpayer is liable under paragraph (3), 
fails to meet the requirement of subsection (a) for 1 or more 
months, then, except as provided in subsection (e), there is 
hereby imposed on the taxpayer a penalty with respect to such 
failures in the amount determined under subsection (c). 
‘‘(2) INCLUSIONWITHRETURN.—Any penalty imposed by 
this section with respect to any month shall be included with 
a taxpayer’s return under chapter 1 for the taxable year which 
includes such month. 
‘‘(3) PAYMENTOFPENALTY.—If an individual with respect 
to whom a penalty is imposed by this section for any month— 
‘‘(A) is a dependent (as defined in section 152) of an- 
other taxpayer for the other taxpayer’s taxable year in- 
cluding such month, such other taxpayer shall be liable for 
such penalty, or 
‘‘(B) files a joint return for the taxable year including 
such month, such individual and the spouse of such indi- 
vidual shall be jointly liable for such penalty. 
‘‘(c) AMOUNTOFPENALTY.—øParagraphs (1) and (2) were re- 
vised in their entirety by section 10106(b)(2)¿ 
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June 9, 2010 June 9, 2010 
146 
Sec. 1501 PPACA (Consolidated) 
‘‘(1) INGENERAL.—The amount of the penalty imposed by 
this section on any taxpayer for any taxable year with respect 
to failures described in subsection (b)(1) shall be equal to the 
lesser of— 
‘‘(A) the sum of the monthly penalty amounts deter- 
mined under paragraph (2) for months in the taxable year 
during which 1 or more such failures occurred, or 
‘‘(B) an amount equal to the national average premium 
for qualified health plans which have a bronze level of cov- 
erage, provide coverage for the applicable family size in- 
volved, and are offered through Exchanges for plan years 
beginning in the calendar year with or within which the 
taxable year ends. 
‘‘(2) MONTHLYPENALTYAMOUNTS.—For purposes of para- 
graph (1)(A), the monthly penalty amount with respect to any 
taxpayer for any month during which any failure described in 
subsection (b)(1) occurred is an amount equal to 112 of the 
greater of the following amounts: 
‘‘(A) FLATDOLLARAMOUNT.—An amount equal to the 
lesser of— 
‘‘(i) the sum of the applicable dollar amounts for 
all individuals with respect to whom such failure oc- 
curred during such month, or 
‘‘(ii) 300 percent of the applicable dollar amount 
(determined without regard to paragraph (3)(C)) for 
the calendar year with or within which the taxable 
year ends. 
‘‘(B) PERCENTAGEOFINCOME.—øAs revised by section 
1002(a)(1) of HCERA¿ An amount equal to the following 
percentage of the excess of the taxpayer’s household in- 
come for the taxable year over the amount of gross income 
specified in section 6012(a)(1) with respect to the taxpayer 
for the taxable year: 
‘‘(i) 1.0 percent for taxable years beginning in 
2014. 
‘‘(ii) 2.0 percent for taxable years beginning in 
2015. 
‘‘(iii) 2.5 percent for taxable years beginning after 
2015. 
‘‘(3) APPLICABLEDOLLARAMOUNT.—øAs revised by section 
10106(b)(3) and by section 1002(a)(2) of HCERA¿ For purposes 
of paragraph (1)— 
‘‘(A) IN GENERAL.—Except as provided in subpara- 
graphs (B) and (C), the applicable dollar amount is $695. 
‘‘(B) PHASEIN.—The applicable dollar amount is $95 
for 2014 and $325 for 2015. 
‘‘(C) SPECIALRULEFORINDIVIDUALSUNDERAGE18.— 
If an applicable individual has not attained the age of 18 
as of the beginning of a month, the applicable dollar 
amount with respect to such individual for the month shall 
be equal to one-half of the applicable dollar amount for the 
calendar year in which the month occurs. 
‘‘(D) INDEXINGOF AMOUNT.—In the case of any cal- 
endar year beginning after 2016, the applicable dollar 
146 
Sec. 1501 PPACA (Consolidated) 
‘‘(1) INGENERAL.—The amount of the penalty imposed by 
this section on any taxpayer for any taxable year with respect 
to failures described in subsection (b)(1) shall be equal to the 
lesser of— 
‘‘(A) the sum of the monthly penalty amounts deter- 
mined under paragraph (2) for months in the taxable year 
during which 1 or more such failures occurred, or 
‘‘(B) an amount equal to the national average premium 
for qualified health plans which have a bronze level of cov- 
erage, provide coverage for the applicable family size in- 
volved, and are offered through Exchanges for plan years 
beginning in the calendar year with or within which the 
taxable year ends. 
‘‘(2) MONTHLYPENALTYAMOUNTS.—For purposes of para- 
graph (1)(A), the monthly penalty amount with respect to any 
taxpayer for any month during which any failure described in 
subsection (b)(1) occurred is an amount equal to 112 of the 
greater of the following amounts: 
‘‘(A) FLATDOLLARAMOUNT.—An amount equal to the 
lesser of— 
‘‘(i) the sum of the applicable dollar amounts for 
all individuals with respect to whom such failure oc- 
curred during such month, or 
‘‘(ii) 300 percent of the applicable dollar amount 
(determined without regard to paragraph (3)(C)) for 
the calendar year with or within which the taxable 
year ends. 
‘‘(B) PERCENTAGEOFINCOME.—øAs revised by section 
1002(a)(1) of HCERA¿ An amount equal to the following 
percentage of the excess of the taxpayer’s household in- 
come for the taxable year over the amount of gross income 
specified in section 6012(a)(1) with respect to the taxpayer 
for the taxable year: 
‘‘(i) 1.0 percent for taxable years beginning in 
2014. 
‘‘(ii) 2.0 percent for taxable years beginning in 
2015. 
‘‘(iii) 2.5 percent for taxable years beginning after 
2015. 
‘‘(3) APPLICABLEDOLLARAMOUNT.—øAs revised by section 
10106(b)(3) and by section 1002(a)(2) of HCERA¿ For purposes 
of paragraph (1)— 
‘‘(A) IN GENERAL.—Except as provided in subpara- 
graphs (B) and (C), the applicable dollar amount is $695. 
‘‘(B) PHASEIN.—The applicable dollar amount is $95 
for 2014 and $325 for 2015. 
‘‘(C) SPECIALRULEFORINDIVIDUALSUNDERAGE18.— 
If an applicable individual has not attained the age of 18 
as of the beginning of a month, the applicable dollar 
amount with respect to such individual for the month shall 
be equal to one-half of the applicable dollar amount for the 
calendar year in which the month occurs. 
‘‘(D) INDEXINGOF AMOUNT.—In the case of any cal- 
endar year beginning after 2016, the applicable dollar 
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June 9, 2010 
147 Sec. 1501 
PPACA (Consolidated) 
amount shall be equal to $695, increased by an amount 
equal to— 
‘‘(i) $695, multiplied by 
‘‘(ii) the cost-of-living adjustment determined 
under section 1(f)(3) for the calendar year, determined 
by substituting ‘calendar year 2015’ for ‘calendar year 
1992’ in subparagraph (B) thereof. 
If the amount of any increase under clause (i) is not a mul- 
tiple of $50, such increase shall be rounded to the next 
lowest multiple of $50. 
‘‘(4) TERMSRELATINGTOINCOMEANDFAMILIES.—For pur- 
poses of this section— 
‘‘(A) FAMILYSIZE.—The family size involved with re- 
spect to any taxpayer shall be equal to the number of indi- 
viduals for whom the taxpayer is allowed a deduction 
under section 151 (relating to allowance of deduction for 
personal exemptions) for the taxable year. 
‘‘(B) HOUSEHOLD INCOME.—The term ‘household in- 
come’ means, with respect to any taxpayer for any taxable 
year, an amount equal to the sum of—øshown to reflect 
probable amendment made by section 1004(a)(1)(C) of 
HCERA¿ 
‘‘(i) the modified adjusted gross income of the tax- 
payer, plus 
‘‘(ii) the aggregate modified adjusted gross in- 
comes of all other individuals who— 
‘‘(I) were taken into account in determining 
the taxpayer’s family size under paragraph (1), 
and 
‘‘(II) were required to file a return of tax im- 
posed by section 1 for the taxable year. 
‘‘(C) MODIFIED ADJUSTED GROSS INCOME.—øReplaced 
by section 1004(a)(2)(B)¿ The term ‘modified adjusted gross 
income’ means adjusted gross income increased by— 
‘‘(i) any amount excluded from gross income under 
section 911, and 
‘‘(ii) any amount of interest received or accrued by 
the taxpayer during the taxable year which is exempt 
from tax. 
‘‘(d) APPLICABLEINDIVIDUAL.—For purposes of this section— 
‘‘(1) INGENERAL.—The term ‘applicable individual’ means, 
with respect to any month, an individual other than an indi- 
vidual described in paragraph (2), (3), or (4). 
‘‘(2) RELIGIOUSEXEMPTIONS.— 
‘‘(A) RELIGIOUS CONSCIENCE EXEMPTION.—øReplaced 
by section 10106(c)¿ Such term shall not include any indi- 
vidual for any month if such individual has in effect an ex- 
emption under section 1311(d)(4)(H) of the Patient Protec- 
tion and Affordable Care Act which certifies that such in- 
dividual is— 
‘‘(i) a member of a recognized religious sect or divi- 
sion thereof which is described in section 1402(g)(1), 
and 

Saturday, February 11, 2012

Contraceptive Coverage and Obamaism

President Obama, in a great display of magnanimity, has backed off from his requirement that all employers, including religious institutions, provide "free" contraceptive and abortion services to their employees.  With this concession,  the encroachment by Obamacare on  religious freedom seems to have been forestalled.  Now we come to the next layer of the onion:  encroachment by Obamacare on economic freedom.

The new ruling by Obama--and I am setting aside, for the sake of argument, the issue of whether Obama has the authority to make such rulings--is that insurance companies, not employers, will be required to provide "free" contraceptive services to all women who request them.  My understanding is that this includes conventional birth control pills as well as Plan B One Step, aka the morning after pill.  I do not know whether cervical rings, diaphragms,  IUDs, Norplant, and  tubal ligation are covered, but to keep it simple, I will consider only oral contraception.

Everyone, I hope, understands that under Obama's edict, contraceptives are not FREE.  If insurance companies are required to provide them free of charge to their customers, then insurance premiums will go up.  This means that everyone who pays premiums (or taxes, in the case of Medicaid, Medicare and the public option under Obamacare) will be paying for those who use contraceptives.

Of course, all insurance follows this model.  You pay a premium with the understanding that you may never benefit from insurance, and that someone else may.   Most non-diabetics do not object to diabetics receiving covered health care services for their diabetes.   Most people with healthy hearts do not object to people with heart disease receiving covered health care services for their heart disease.  Insurance is a method to transfer wealth from the healthy to the ill.  From non-diabetics to diabetics. From healthy hearts to weakened hearts.   From the non-injured to the injured.  From cancer-free to cancer.   Does anyone object to this.  I think not.

But what about the contraceptive mandate.  This is a transfer of wealth from men to women.  From people who abstain to people who are sexually active.  From homosexuals to heterosexuals. From the monogamous to the promiscuous.   From older people to younger people.  From women who have had their tubes tied to those who have not.  From women who's husbands have had vasectomies to those who's husbands have not.   From people who want to have children to those who do not.  From Asians,  Hispanics and Blacks (56.4%,  68.2% and 78.4% usage of birth control pills, respectively) to Whites (88.8% usage) [1].

Is this even consistent with the tenets of liberalism?   I agree with using insurance premiums to allow the sick to receive health care.  I can even see the rationale, though I disagree with it, for the transfer of wealth from rich to poor.  But this?   Transfer of wealth to make it easier for people to have recreational sex?   That, my friends, is not liberalism, it is Obamaism.

[1] Use of Contraceptives in the United States, 1982-2008, US Department of Health and Human Services, Centers for Disease Control and Prevention, P.5, Table 2,  http://www.cdc.gov/nchs/data/series/sr_23/sr23_029.pdf